Hazleton Area Get Ready For First Time Home Buyers Seminars

It has been a long time since first time buyers had opportunities to purchase a home.First Time Home buyers

The good news is the market is correcting itself.  Lenders are offering products with as little as 3% down.  Interest rates remain low.  First time buyers have decent jobs and credit, but not a lot of savings.  That is why the 3% down lending opportunities are going to be plus to them.  I don't believe that renters are satisfied renting - most of the young people I know would love to own a home.  They just didn't think it was possible.    

When you are renting, you are paying for housing.  So why not own the house you are paying for?  My son is looking to purchase a home now that the lenders have eased up and made it more feasible with lower down payments.  He said renting is not an option for two reasons (1)  the rents in his area area start at $800 a month or more and (2)  he wants to use his cash to own a home, not pay the landlords's mortgage.  

The reality is that you can own a home and have a mortgage payment lower than the rental rates offered in our area.  Any real estate professional can assit you in preparing a "rent vs buy" analysis.  And there are great tax benefits when you own that puts more money in your pocket.  That's not a reality when you rent. 

I know you might have a lot of questions about how to begin.  Starting in April we will kick off our First Time Buyer Seminars.  You'll have an opportunity to learn about the steps to getting a loan andfind out how much purchasing power you have.  We'll walk you through the process from contract, to home inspections, getting a clear title and what happens at a settlement.   You might be quite surprised at how little it will cost you to have the dream.  

We'll be hosting the first seminar at the HIP Center on April 24th.  Details to follow soon.  

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